Personal Loans · Jacksonville, Florida
10 credit unions in Jacksonville report personal loan rates to the NCUA. Rates range from 8.22% to 15.70%.
Updated Q1 2026 · NCUA Call Report data
10
CUs Reporting Rates
8.22%
Lowest Rate
11.20%
City Average Rate
10 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | METRO NORTH ★ 4.3 · 11 reviews | 8.22% | 15.00% |
| 2 | JAX FIRE ★ 2.9 · 18 reviews | 9.40% | 13.92% |
| 3 | JM ASSOCIATES ★ 3.7 · 7 reviews | 9.99% | 14.88% |
| 4 | FARMERS ★ 4.0 · 20 reviews | 10.19% | 10.00% |
| 5 | ALIVE ★ 4.2 · 79 reviews | 10.25% | — |
| 6 | COMMUNITY FIRST CREDIT UNION OF FLO ★ 4.6 · 56 reviews | 10.25% | 14.15% |
| 7 | RADIFI ★ 4.7 · 1,035 reviews | 10.75% | 13.40% |
| 8 | COASTLINE ★ 4.4 · 107 reviews | 12.96% | 12.15% |
| 9 | FIRST FLORIDA ★ 3.5 · 33 reviews | 14.24% | 14.50% |
| 10 | VYSTAR ★ 4.7 · 842 reviews | 15.70% | 16.00% |
If you have high-rate credit card balances, a personal loan from a Jacksonville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.