Personal Loans · Pensacola, Florida
5 credit unions in Pensacola report personal loan rates to the NCUA. Rates range from 9.95% to 17.90%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.95%
Lowest Rate
12.14%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MEMBERS FIRST CREDIT UNION OF FLORI ★ 4.9 · 552 reviews | 9.95% | 10.90% |
| 2 | GULF WINDS ★ 4.0 · 30 reviews | 9.99% | 9.90% |
| 3 | LOYALTY ★ 4.0 · 43 reviews | 10.49% | 10.90% |
| 4 | MY PENSACOLA ★ 4.0 · 45 reviews | 12.37% | 10.29% |
| 5 | PENAIR ★ 4.7 · 84 reviews | 17.90% | 12.40% |
If you have high-rate credit card balances, a personal loan from a Pensacola credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.