Personal Loans · West Palm Beach, Florida
2 credit unions in West Palm Beach report personal loan rates to the NCUA. Rates range from 10.00% to 17.45%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.00%
Lowest Rate
13.73%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FIRST CHOICE ★ 3.4 · 96 reviews | 10.00% | 10.00% |
| 2 | GUARDIANS ★ 3.6 · 363 reviews | 17.45% | 18.00% |
If you have high-rate credit card balances, a personal loan from a West Palm Beach credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.