Personal Loans · Atlanta, Georgia
8 credit unions in Atlanta report personal loan rates to the NCUA. Rates range from 4.50% to 15.28%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
4.50%
Lowest Rate
11.55%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ON THE GRID FINANCIAL ★ 3.7 · 15 reviews | 4.50% | 9.00% |
| 2 | DELTA COMMUNITY ★ 3.5 · 179 reviews | 9.75% | 15.25% |
| 3 | CREDIT UNION OF ATLANTA ★ 4.1 · 408 reviews | 11.00% | 6.95% |
| 4 | NORTHSIDE ★ 4.0 · 32 reviews | 12.00% | — |
| 5 | GEORGIA'S OWN ★ 2.7 · 57 reviews | 12.24% | 14.49% |
| 6 | CDC ★ 2.2 · 10 reviews | 13.72% | — |
| 7 | CENTER PARC ★ 4.0 · 363 reviews | 13.90% | — |
| 8 | B.O.N.D. COMMUNITY ★ 4.2 · 25 reviews | 15.28% | 15.64% |
If you have high-rate credit card balances, a personal loan from a Atlanta credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.