Personal Loans · Valdosta, Georgia
4 credit unions in Valdosta report personal loan rates to the NCUA. Rates range from 8.00% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.00%
Lowest Rate
9.95%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | VALDOSTA TEACHERS ★ 5.0 · 4 reviews | 8.00% | — |
| 2 | LOCOGA ★ 5.0 · 1 reviews | 9.73% | — |
| 3 | GEORGIA POWER VALDOSTA ★ 4.2 · 21 reviews | 10.08% | — |
| 4 | SOUTHEASTERN ★ 4.5 · 167 reviews | 12.00% | 11.99% |
If you have high-rate credit card balances, a personal loan from a Valdosta credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.