Personal Loans · Kahului, Hawaii
4 credit unions in Kahului report personal loan rates to the NCUA. Rates range from 7.50% to 10.50%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
7.50%
Lowest Rate
8.85%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MAUI ★ 3.4 · 11 reviews | 7.50% | 12.65% |
| 2 | VALLEY ISLE COMMUNITY ★ 3.5 · 13 reviews | 8.25% | 12.00% |
| 3 | WAILUKU ★ 4.6 · 10 reviews | 9.13% | — |
| 4 | KAHULUI ★ 3.9 · 7 reviews | 10.50% | 7.99% |
If you have high-rate credit card balances, a personal loan from a Kahului credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.