Personal Loans · Idaho Falls, Idaho
3 credit unions in Idaho Falls report personal loan rates to the NCUA. Rates range from 11.18% to 14.05%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
11.18%
Lowest Rate
13.02%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MEMBERS PREFERRED ★ 3.5 · 37 reviews | 11.18% | 10.39% |
| 2 | FRONTIER ★ 3.9 · 303 reviews | 13.82% | 12.30% |
| 3 | WESTMARK ★ 4.3 · 105 reviews | 14.05% | 12.67% |
If you have high-rate credit card balances, a personal loan from a Idaho Falls credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.