Personal Loans · Alton, Illinois

Best Credit Union Personal Loan Rates in Alton, Illinois

2 credit unions in Alton report personal loan rates to the NCUA. Rates range from 12.90% to 16.75%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

12.90%

Lowest Rate

14.83%

City Average Rate

Personal Loan Rates — Alton, Illinois

2 credit unions sorted by APR

#	Credit Union	Personal Loan APR	Credit Card APR
1	ALTONIZED COMMUNITY ★ 3.2 · 22 reviews	12.90%	9.90%
2	ALTON MUNICIPAL EMPLOYEES ★ 5.0 · 8 reviews	16.75%	—

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Alton

If you have high-rate credit card balances, a personal loan from a Alton credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

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