Personal Loans · Bethalto, Illinois
2 credit unions in Bethalto report personal loan rates to the NCUA. Rates range from 10.70% to 12.52%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.70%
Lowest Rate
11.61%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | 1ST MIDAMERICA ★ 4.4 · 205 reviews | 10.70% | 9.90% |
| 2 | B.E.A. ★ 4.4 · 205 reviews | 12.52% | — |
If you have high-rate credit card balances, a personal loan from a Bethalto credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.