Personal Loans · Champaign, Illinois
3 credit unions in Champaign report personal loan rates to the NCUA. Rates range from 10.80% to 12.47%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.80%
Lowest Rate
11.76%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CENTRAL ILLINOIS ★ 4.2 · 28 reviews | 10.80% | 11.75% |
| 2 | CLIFFORD-JACOBS EMPLOYEES | 12.00% | — |
| 3 | UNIVERSITY OF ILLINOIS COMMUNITY ★ 4.7 · 824 reviews | 12.47% | 11.53% |
If you have high-rate credit card balances, a personal loan from a Champaign credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.