Personal Loans · Decatur, Illinois
6 credit unions in Decatur report personal loan rates to the NCUA. Rates range from 9.15% to 12.90%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.15%
Lowest Rate
11.03%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | I.B.E.W. LOCAL #146 ★ 5.0 · 2 reviews | 9.15% | — |
| 2 | DECATUR POLICEMEN | 10.00% | — |
| 3 | LAND OF LINCOLN ★ 3.3 · 55 reviews | 10.80% | 14.90% |
| 4 | DECATUR POSTAL ★ 5.0 · 1 reviews | 10.80% | — |
| 5 | UNITED EQUITY ★ 3.4 · 17 reviews | 12.50% | 14.00% |
| 6 | STALEY ★ 4.1 · 35 reviews | 12.90% | 9.90% |
If you have high-rate credit card balances, a personal loan from a Decatur credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.