Personal Loans · Joliet, Illinois
4 credit unions in Joliet report personal loan rates to the NCUA. Rates range from 8.00% to 13.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.00%
Lowest Rate
10.93%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | JOLIET FIREFIGHTERS ★ 4.0 · 4 reviews | 8.00% | — |
| 2 | NEW CENTURY ★ 4.1 · 37 reviews | 10.90% | 8.80% |
| 3 | JOLIET MUNICIPAL EMPLOYEES ★ 4.0 · 4 reviews | 11.83% | 11.99% |
| 4 | NUMARK ★ 2.9 · 54 reviews | 13.00% | — |
If you have high-rate credit card balances, a personal loan from a Joliet credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.