Personal Loans ยท Mattoon, Illinois

Best Credit Union Personal Loan Rates in Mattoon, Illinois

2 credit unions in Mattoon report personal loan rates to the NCUA. Rates range from 10.49% to 12.00%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

10.49%

Lowest Rate

11.25%

City Average Rate

Personal Loan Rates โ€” Mattoon, Illinois

2 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1BLAW-KNOX

โ˜… 4.6 ยท 10 reviews

10.49%โ€”
2AREA EDUCATIONAL

โ˜… 4.5 ยท 8 reviews

12.00%โ€”
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Mattoon

If you have high-rate credit card balances, a personal loan from a Mattoon credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates โ€” a common tool for building or rebuilding credit history.

Browse All Credit Unions in Mattoon

See member reviews, branch locations, and full rate details.