Personal Loans · Normal, Illinois
2 credit unions in Normal report personal loan rates to the NCUA. Rates range from 9.24% to 10.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.24%
Lowest Rate
9.62%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ILLINOIS STATE ★ 3.9 · 84 reviews | 9.24% | 9.90% |
| 2 | NORMAL CITY EMPLOYEES | 10.00% | — |
If you have high-rate credit card balances, a personal loan from a Normal credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.