Personal Loans · Ottawa, Illinois
2 credit unions in Ottawa report personal loan rates to the NCUA. Rates range from 9.95% to 11.95%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.95%
Lowest Rate
10.95%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OTTAWA HIWAY ★ 5.0 · 1 reviews | 9.95% | 9.90% |
| 2 | FINANCIAL PLUS ★ 4.0 · 61 reviews | 11.95% | 11.95% |
If you have high-rate credit card balances, a personal loan from a Ottawa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.