Personal Loans · Rockford, Illinois
3 credit unions in Rockford report personal loan rates to the NCUA. Rates range from 9.43% to 13.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.43%
Lowest Rate
11.11%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ROCKFORD MUNICIPAL EMPLOYEES ★ 4.8 · 4 reviews | 9.43% | 8.90% |
| 2 | MEMBERSALLIANCE ★ 4.2 · 193 reviews | 10.90% | 8.90% |
| 3 | GENERATIONS ★ 4.1 · 28 reviews | 13.00% | 8.90% |
If you have high-rate credit card balances, a personal loan from a Rockford credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.