Personal Loans · Elkhart, Indiana
2 credit unions in Elkhart report personal loan rates to the NCUA. Rates range from 9.60% to 14.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.60%
Lowest Rate
12.05%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CHIPHONE ★ 3.5 · 34 reviews | 9.60% | 11.90% |
| 2 | INOVA ★ 4.9 · 3,083 reviews | 14.49% | 17.99% |
If you have high-rate credit card balances, a personal loan from a Elkhart credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.