Personal Loans · Michigan City, Indiana
2 credit unions in Michigan City report personal loan rates to the NCUA. Rates range from 10.95% to 14.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.95%
Lowest Rate
12.97%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FIRST TRUST ★ 3.1 · 27 reviews | 10.95% | — |
| 2 | MEMBERS ADVANTAGE ★ 2.6 · 33 reviews | 14.99% | — |
If you have high-rate credit card balances, a personal loan from a Michigan City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.