Personal Loans · Ames, Iowa
2 credit unions in Ames report personal loan rates to the NCUA. Rates range from 11.29% to 16.40%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.29%
Lowest Rate
13.85%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RIVER VALLEY ★ 3.5 · 31 reviews | 11.29% | 10.50% |
| 2 | GREATER IOWA ★ 4.2 · 183 reviews | 16.40% | 10.62% |
If you have high-rate credit card balances, a personal loan from a Ames credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.