Personal Loans · Cedar Falls, Iowa
2 credit unions in Cedar Falls report personal loan rates to the NCUA. Rates range from 9.75% to 11.62%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.75%
Lowest Rate
10.69%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CEDAR FALLS COMMUNITY ★ 3.9 · 29 reviews | 9.75% | 9.00% |
| 2 | UNITE ★ 4.7 · 15 reviews | 11.62% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Cedar Falls credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.