Personal Loans · Cedar Rapids, Iowa
6 credit unions in Cedar Rapids report personal loan rates to the NCUA. Rates range from 9.40% to 13.42%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.40%
Lowest Rate
11.50%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COLLINS COMMUNITY ★ 4.3 · 138 reviews | 9.40% | 11.96% |
| 2 | METCO ★ 4.8 · 64 reviews | 10.49% | — |
| 3 | QUAKER OATS ★ 4.4 · 15 reviews | 11.75% | 10.99% |
| 4 | TEAMSTERS LOCAL #238 ★ 5.0 · 5 reviews | 11.93% | — |
| 5 | ST. LUDMILA S | 12.00% | — |
| 6 | CORDA ★ 3.4 · 92 reviews | 13.42% | 16.22% |
If you have high-rate credit card balances, a personal loan from a Cedar Rapids credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.