Personal Loans · Waterloo, Iowa
3 credit unions in Waterloo report personal loan rates to the NCUA. Rates range from 12.50% to 19.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
12.50%
Lowest Rate
15.33%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WATERLOO FIREMEN'S | 12.50% | — |
| 2 | ALLEN HOSPITAL PERSONNEL ★ 5.0 · 4 reviews | 14.50% | — |
| 3 | VERIDIAN ★ 4.8 · 133 reviews | 19.00% | 18.65% |
If you have high-rate credit card balances, a personal loan from a Waterloo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.