Personal Loans · Emporia, Kansas
2 credit unions in Emporia report personal loan rates to the NCUA. Rates range from 10.58% to 13.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.58%
Lowest Rate
12.24%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CREDIT UNION OF EMPORIA ★ 4.6 · 14 reviews | 10.58% | 14.45% |
| 2 | EMPORIA STATE ★ 3.8 · 17 reviews | 13.90% | 13.20% |
If you have high-rate credit card balances, a personal loan from a Emporia credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.