Personal Loans · Garden City, Kansas
2 credit unions in Garden City report personal loan rates to the NCUA. Rates range from 11.24% to 14.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.24%
Lowest Rate
13.07%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GARDEN CITY TEACHERS ★ 4.6 · 12 reviews | 11.24% | — |
| 2 | GOLDEN PLAINS ★ 2.9 · 40 reviews | 14.90% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Garden City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.