Personal Loans · Ashland, Kentucky
4 credit unions in Ashland report personal loan rates to the NCUA. Rates range from 13.49% to 15.70%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
13.49%
Lowest Rate
14.23%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MEMBERS CHOICE ★ 4.6 · 68 reviews | 13.49% | 8.99% |
| 2 | BLUEGRASS COMMUNITY ★ 4.1 · 17 reviews | 13.74% | — |
| 3 | F.C.I. ASHLAND | 13.99% | — |
| 4 | ASHLAND ★ 4.2 · 82 reviews | 15.70% | 13.24% |
If you have high-rate credit card balances, a personal loan from a Ashland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.