Personal Loans · Lexington, Kentucky
7 credit unions in Lexington report personal loan rates to the NCUA. Rates range from 7.76% to 13.41%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
7.76%
Lowest Rate
10.83%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UNIVERSITY OF KENTUCKY ★ 4.0 · 548 reviews | 7.76% | 13.69% |
| 2 | MEMBERS HERITAGE ★ 3.2 · 33 reviews | 9.25% | 7.99% |
| 3 | LEXINGTON POSTAL COMMUNITY ★ 3.9 · 14 reviews | 10.00% | 8.75% |
| 4 | METRO PLUS ★ 4.2 · 22 reviews | 11.00% | 10.40% |
| 5 | THE HEALTH & EDUCATION ★ 3.8 · 20 reviews | 11.90% | 9.90% |
| 6 | KUE ★ 3.5 · 11 reviews | 12.52% | 9.90% |
| 7 | GREATER KENTUCKY CU, INC. ★ 4.0 · 87 reviews | 13.41% | 0.44% |
If you have high-rate credit card balances, a personal loan from a Lexington credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.