Personal Loans · Paducah, Kentucky

Best Credit Union Personal Loan Rates in Paducah, Kentucky

3 credit unions in Paducah report personal loan rates to the NCUA. Rates range from 8.70% to 12.94%.

Updated Q1 2026 · NCUA Call Report data

3

CUs Reporting Rates

8.70%

Lowest Rate

10.32%

City Average Rate

Personal Loan Rates — Paducah, Kentucky

3 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1SIGNET

★ 3.5 · 16 reviews

8.70%11.40%
2C-PLANT

★ 3.6 · 15 reviews

9.32%10.49%
3W B H EMPLOYEES

★ 3.9 · 9 reviews

12.94%—
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Paducah

If you have high-rate credit card balances, a personal loan from a Paducah credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Paducah

See member reviews, branch locations, and full rate details.