Personal Loans · Bel Air, Maryland
2 credit unions in Bel Air report personal loan rates to the NCUA. Rates range from 7.24% to 12.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.24%
Lowest Rate
10.12%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FREEDOM OF MARYLAND ★ 3.7 · 104 reviews | 7.24% | 8.99% |
| 2 | HAR-CO ★ 4.3 · 151 reviews | 12.99% | 9.45% |
If you have high-rate credit card balances, a personal loan from a Bel Air credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.