Personal Loans · Cumberland, Maryland
2 credit unions in Cumberland report personal loan rates to the NCUA. Rates range from 6.50% to 14.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.50%
Lowest Rate
10.50%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FIRST PEOPLES COMMUNITY ★ 2.5 · 6 reviews | 6.50% | 8.98% |
| 2 | CHESSIE ★ 4.3 · 72 reviews | 14.49% | 12.49% |
If you have high-rate credit card balances, a personal loan from a Cumberland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.