Personal Loans · Silver Spring, Maryland
3 credit unions in Silver Spring report personal loan rates to the NCUA. Rates range from 7.15% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.15%
Lowest Rate
9.68%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FEDFINANCIAL ★ 4.1 · 64 reviews | 7.15% | 10.49% |
| 2 | MT. JEZREEL ★ 4.6 · 65 reviews | 9.90% | — |
| 3 | HEMA ★ 5.0 · 4 reviews | 12.00% | — |
If you have high-rate credit card balances, a personal loan from a Silver Spring credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.