Personal Loans · Alma, Michigan
2 credit unions in Alma report personal loan rates to the NCUA. Rates range from 8.65% to 11.48%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.65%
Lowest Rate
10.07%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GRATIOT COMMUNITY ★ 4.0 · 13 reviews | 8.65% | 9.90% |
| 2 | GRACO ★ 3.8 · 32 reviews | 11.48% | 12.99% |
If you have high-rate credit card balances, a personal loan from a Alma credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.