Personal Loans · Battle Creek, Michigan
4 credit unions in Battle Creek report personal loan rates to the NCUA. Rates range from 11.49% to 13.50%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
11.49%
Lowest Rate
12.86%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OMNI COMMUNITY ★ 4.5 · 276 reviews | 11.49% | 10.74% |
| 2 | KELLOGG COMMUNITY ★ 3.5 · 41 reviews | 13.10% | 11.25% |
| 3 | GRAND TRUNK BATTLE CREEK EMP ★ 4.4 · 22 reviews | 13.35% | 13.90% |
| 4 | IGNITE ★ 3.4 · 168 reviews | 13.50% | 12.99% |
If you have high-rate credit card balances, a personal loan from a Battle Creek credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.