Personal Loans · Houghton Lake, Michigan
1 credit union in Houghton Lake report personal loan rates to the NCUA. Lowest rate: 11.99%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
11.99%
Lowest Rate
11.99%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NORTH CENTRAL AREA ★ 3.3 · 35 reviews | 11.99% | 10.99% |
If you have high-rate credit card balances, a personal loan from a Houghton Lake credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.