Personal Loans · Livonia, Michigan
2 credit unions in Livonia report personal loan rates to the NCUA. Rates range from 11.50% to 12.31%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.50%
Lowest Rate
11.91%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ZEAL ★ 4.1 · 274 reviews | 11.50% | 9.90% |
| 2 | MICHIGAN COLUMBUS ★ 3.3 · 38 reviews | 12.31% | 17.00% |
If you have high-rate credit card balances, a personal loan from a Livonia credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.