Personal Loans · Midland, Michigan
2 credit unions in Midland report personal loan rates to the NCUA. Rates range from 8.00% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.00%
Lowest Rate
13.00%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | DOW ★ 3.6 · 206 reviews | 8.00% | 10.49% |
| 2 | MEMBERS FIRST ★ 3.7 · 109 reviews | 18.00% | 12.19% |
If you have high-rate credit card balances, a personal loan from a Midland credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.