Personal Loans ยท Niles, Michigan
1 credit union in Niles report personal loan rates to the NCUA. Lowest rate: 10.14%.
Updated Q1 2026 ยท NCUA Call Report data
1
CUs Reporting Rates
10.14%
Lowest Rate
10.14%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CIRCLE โ 3.9 ยท 21 reviews | 10.14% | 4.83% |
If you have high-rate credit card balances, a personal loan from a Niles credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates โ a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.