Personal Loans · Royal Oak, Michigan
1 credit union in Royal Oak report personal loan rates to the NCUA. Lowest rate: 8.99%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
8.99%
Lowest Rate
8.99%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OUR ★ 4.1 · 105 reviews | 8.99% | 8.95% |
If you have high-rate credit card balances, a personal loan from a Royal Oak credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.