Personal Loans · Sterling Height, Michigan
2 credit unions in Sterling Height report personal loan rates to the NCUA. Rates range from 10.49% to 13.80%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.49%
Lowest Rate
12.15%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CHRISTIAN FINANCIAL ★ 4.2 · 186 reviews | 10.49% | 9.75% |
| 2 | THE LOCAL ★ 4.2 · 76 reviews | 13.80% | 12.43% |
If you have high-rate credit card balances, a personal loan from a Sterling Height credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.