Personal Loans · Brainerd, Minnesota
2 credit unions in Brainerd report personal loan rates to the NCUA. Rates range from 11.00% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.00%
Lowest Rate
11.50%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BRAINERD B. N. ★ 4.2 · 9 reviews | 11.00% | — |
| 2 | CROW WING POWER ★ 4.2 · 5 reviews | 12.00% | — |
If you have high-rate credit card balances, a personal loan from a Brainerd credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.