Personal Loans · Rochester, Minnesota
2 credit unions in Rochester report personal loan rates to the NCUA. Rates range from 10.65% to 11.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.65%
Lowest Rate
11.28%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FIRST ALLIANCE ★ 4.2 · 96 reviews | 10.65% | 13.30% |
| 2 | MAYO EMPLOYEES | 11.90% | 10.75% |
If you have high-rate credit card balances, a personal loan from a Rochester credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.