Personal Loans · Biloxi, Mississippi
4 credit unions in Biloxi report personal loan rates to the NCUA. Rates range from 2.80% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
2.80%
Lowest Rate
9.72%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WATER'S EDGE ★ 3.8 · 5 reviews | 2.80% | — |
| 2 | BILOXI TEACHERS | 10.00% | — |
| 3 | KEESLER ★ 4.4 · 462 reviews | 11.08% | 14.54% |
| 4 | SOUTHERN COASTAL ★ 4.6 · 9 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Biloxi credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.