Personal Loans · Jefferson City, Missouri
8 credit unions in Jefferson City report personal loan rates to the NCUA. Rates range from 8.75% to 13.75%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
8.75%
Lowest Rate
11.18%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MISSOURI ELECTRIC COOPERATIVES EMPL ★ 5.0 · 7 reviews | 8.75% | 8.00% |
| 2 | CONSERVATION EMPLOYEES ★ 4.1 · 8 reviews | 9.47% | 8.91% |
| 3 | CIVIC CENTRAL ★ 5.0 · 7 reviews | 10.00% | 13.90% |
| 4 | MISSOURI BAPTIST ★ 5.0 · 11 reviews | 10.24% | — |
| 5 | FEDCO | 10.50% | — |
| 6 | J C FEDERAL EMPLOYEES ★ 3.0 · 2 reviews | 13.00% | — |
| 7 | HIGHWAY ALLIANCE ★ 5.0 · 4 reviews | 13.72% | 14.10% |
| 8 | MULTIPLI ★ 4.6 · 85 reviews | 13.75% | 14.25% |
If you have high-rate credit card balances, a personal loan from a Jefferson City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.