Personal Loans · Billings, Montana
4 credit unions in Billings report personal loan rates to the NCUA. Rates range from 9.24% to 12.88%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.24%
Lowest Rate
11.03%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BILLINGS ★ 4.7 · 281 reviews | 9.24% | 13.00% |
| 2 | ALTANA ★ 3.9 · 114 reviews | 9.49% | 9.95% |
| 3 | VALLEY FINANCIAL ★ 4.5 · 167 reviews | 12.49% | 13.49% |
| 4 | RIMROCK ★ 3.6 · 20 reviews | 12.88% | 8.99% |
If you have high-rate credit card balances, a personal loan from a Billings credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.