Personal Loans · Helena, Montana
3 credit unions in Helena report personal loan rates to the NCUA. Rates range from 7.13% to 12.94%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.13%
Lowest Rate
10.69%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | INTREPID ★ 2.8 · 69 reviews | 7.13% | 12.92% |
| 2 | ROCKY MOUNTAIN ★ 3.7 · 49 reviews | 11.99% | 16.99% |
| 3 | VOCAL ★ 3.3 · 37 reviews | 12.94% | 10.80% |
If you have high-rate credit card balances, a personal loan from a Helena credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.