Personal Loans · Las Vegas, Nevada

Best Credit Union Personal Loan Rates in Las Vegas, Nevada

5 credit unions in Las Vegas report personal loan rates to the NCUA. Rates range from 7.97% to 14.00%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

7.97%

Lowest Rate

11.31%

City Average Rate

Personal Loan Rates — Las Vegas, Nevada

5 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1CLARK COUNTY

★ 3.7 · 3 reviews

7.97%9.21%
2SILVER STATE SCHOOLS

★ 4.4 · 109 reviews

10.34%13.25%
3ONE NEVADA

★ 3.8 · 111 reviews

11.75%17.75%
4WESTSTAR

★ 4.2 · 139 reviews

12.49%11.24%
5PLUS

★ 4.0 · 126 reviews

14.00%16.75%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Las Vegas

If you have high-rate credit card balances, a personal loan from a Las Vegas credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Las Vegas

See member reviews, branch locations, and full rate details.