Personal Loans · Albuquerque, New Mexico
7 credit unions in Albuquerque report personal loan rates to the NCUA. Rates range from 10.50% to 19.99%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
10.50%
Lowest Rate
12.96%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SUNWARD ★ 5.0 · 11 reviews | 10.50% | 15.25% |
| 2 | U.S. EAGLE ★ 4.3 · 246 reviews | 10.90% | 18.00% |
| 3 | RIO GRANDE ★ 4.1 · 144 reviews | 11.72% | 15.16% |
| 4 | SANDIA AREA ★ 4.0 · 222 reviews | 11.97% | 12.52% |
| 5 | KIRTLAND ★ 3.3 · 88 reviews | 12.43% | 10.78% |
| 6 | NUSENDA ★ 2.0 · 6 reviews | 13.21% | 12.50% |
| 7 | FIRST FINANCIAL ★ 3.9 · 136 reviews | 19.99% | 12.90% |
If you have high-rate credit card balances, a personal loan from a Albuquerque credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.