Personal Loans · Hickory, North Carolina
2 credit unions in Hickory report personal loan rates to the NCUA. Rates range from 12.59% to 13.31%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.59%
Lowest Rate
12.95%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HSM ★ 4.7 · 29 reviews | 12.59% | 11.49% |
| 2 | SHUFORD ★ 4.3 · 31 reviews | 13.31% | 9.99% |
If you have high-rate credit card balances, a personal loan from a Hickory credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.