Personal Loans · Waynesville, North Carolina
2 credit unions in Waynesville report personal loan rates to the NCUA. Rates range from 9.01% to 12.55%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.01%
Lowest Rate
10.78%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MOUNTAIN ★ 4.0 · 96 reviews | 9.01% | 13.41% |
| 2 | WNC COMMUNITY CU ★ 4.8 · 22 reviews | 12.55% | — |
If you have high-rate credit card balances, a personal loan from a Waynesville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.