Personal Loans · Fargo, North Dakota
6 credit unions in Fargo report personal loan rates to the NCUA. Rates range from 10.20% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
10.20%
Lowest Rate
12.64%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FARGO VA ★ 5.0 · 4 reviews | 10.20% | 11.50% |
| 2 | F.F.E. | 11.75% | — |
| 3 | FARGO PUBLIC SCHOOLS ★ 5.0 · 4 reviews | 12.00% | 15.75% |
| 4 | POSTAL FAMILY ★ 4.0 · 12 reviews | 12.26% | 11.62% |
| 5 | UNITED SAVINGS ★ 4.3 · 21 reviews | 14.65% | 14.41% |
| 6 | CCE ★ 5.0 · 2 reviews | 15.00% | 10.80% |
If you have high-rate credit card balances, a personal loan from a Fargo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.