Personal Loans · Minot, North Dakota
5 credit unions in Minot report personal loan rates to the NCUA. Rates range from 8.49% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.49%
Lowest Rate
13.19%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MINOT AREA SCHOOLS ★ 5.0 · 1 reviews | 8.49% | — |
| 2 | TOWN AND COUNTRY ★ 4.7 · 102 reviews | 9.48% | 9.15% |
| 3 | ASPIRE COMMUNITY ★ 4.6 · 95 reviews | 12.50% | 6.98% |
| 4 | AFFINITY FIRST ★ 4.2 · 40 reviews | 17.50% | 8.90% |
| 5 | TEL-U-WATT ★ 4.7 · 102 reviews | 18.00% | — |
If you have high-rate credit card balances, a personal loan from a Minot credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.